Development Loans From £50k-£20m

Development Funding is from £50k up to £20m for New Build, Conversion and Refurbishment projects

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All Property Types

All Property Types, Development Finance for Residential, Industrial, Retail, Offices, Leisure, in fact any property Development.

Top 10 Finance Ltd, Development Finance 10 Margaret Street London W1W 8RL

Development Finance

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Property Development Finance

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A Guide For Property Development

Property Development Guide


Property Development Funding is a short-term finance option, used to develop either an existing building, i.e. refurbishment, conversion, or a new build. Development Loans are usually taken over a period of between 6-24 months. This really depends on the type of Development; with a light refurbishment it would be as low as 6 months or less, and with a larger scheme up to 24 months.


The thing to remember with any Development Funding is that you will need to allow for a re-sales period to be factored in to the loan period. If you do not take this into account and your properties have not sold within the agreed loan facility, you could end up paying another arrangement fee to extend your Development Loans.

About  Property Development Loans.


Up until the financial crisis in 2007 most Property Development Loans were made by banks, even developers with little or no experience could walk into their local branch and arrange Development Finance. This all changed after the crash, when most banks nearly completely withdrew from lending, and as such it was nearly impossible to arrange any type of Property Development Funding. 


As always when a void opens up in a market place, bridging loan companies and specialist lenders stepped in to offer all sorts of Property Development Loans. These were expensive but in the circumstances property developers had little choice but to turn to the new lenders for their Development Finance. The only other option was to stop developing and as such the extra cost was soon factored into the Development Loan appraisal and the market gradually began to recover. 


As the market began to recover in certain areas of the country, banks began to offer existing customers property Finance again. However, they would not consider clients from other banks and developers had to have a solid track record of completed schemes before they would even look at deals. In the meantime, the specialist lenders and bridging loan Companies went from strength to strength, rolling out many new Development Finance products in an effort to compete with each other for business.
Although taking out Development Funding was expensive, at least it was available.

In addition, they offered many more Property Development Finance Options that banks

would not, including Development Finance for first time developers with little track record.

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Prestige will endeavour to supply information in accordance with specific requirements of the above act. The buyer however must satisfy themselves that any information is correct. Misrepresentation Act 1967: Prestige either for themselves as vendors, or for the vendor or lessors of this property whose agents they are give notice that: 1 These particulars do not constitute, nor constitute any part of, an offer or contract.  2 All statements contained in these particulars as to this property are made without responsibility on the part of Top 10 Finance Ltd or the vendors or lessors. 3 None of the statements contained in these particulars as to this property are to be relied on as statements or representations of the fact. 4 Any intending purchasers or tenants must satisfy themselves by inspection or otherwise as to the correctness of each of the statements contained in these particulars.  5 The vendors or lessors do not make or give, and neither do Top 10 Finance Ltd nor any person in their employment have any authority to make or give any representation or warranty whatever in relation to this property.  6 No representation is given as to whether the property is subject to VAT and direct enquiry must be made of the vendor. The buyer gives an irrevocable authority for our fees to be paid by their solicitor at the time of completion. Note if a buyer is found to have completed a purchase on any of the above site/s without disclosing it to Top 10 Finance Ltd then the fee payable is readjusted to 10% + vat of the purchase price. Prior Knowledge of the Site/s should be notified in writing to Top 10 Finance Ltd, within 48 hours of receiving details from Top 10 Finance Ltd.  Note land registry details are checked after the site is sold.

Top 10 Finance Ltd is rated 4.90 stars by based on 31 reviews

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