Top 10 Finance recognise and understand that your personal data is yours. Our GDPR policy sets out how we use your data and also the control you have over it.
As with all financial products, we have obligations to maintain records in line with FCA guidelines and current regulations.
Ensuring your personal data is held securely in accordance with our dealings with you, this document sets out how we process your personal information.
Top 10 Finance Ltd is authorised and regulated by the Financial Conduct Authority and will be responsible for processing your data as follows.
In order for us to offer you the best possible service we will need to ask you for information on your financial situation, any outstanding debts and mortgages and also information about your credit history, assets and liabilities and employment status. Most of this information will need to be passed on to any lender that you should subsequently deal with for a financial product.
The more information you provide us with the better able we will be able to provide you with a list of products and services that would be of interest to you. If you choose to not provide certain information please tell us in advance.
To assess your circumstances and suitability for a loan or financial product
To introduce you to lenders and service providers that meet your circumstances.
To process your application.
To deal with any application for financial products.
We could also use your information to meet our statutory obligations as follows.
To comply with the regulations of the Financial Conduct Authority and other regulators.
To prevent financial crimes such as money laundering or fraud by passing your details to other relevant bodies as required.
We may also process your personal data for our own interests such as analytics for our business
HOW LONG WE WILL STORE YOUR DATA FOR?
Your personal data will only be stored for as long as is necessary, this depends on the products you showed interest in. Usually, this will be for an indefinite period as evidence is needed to show we have fulfilled our obligations and regulatory requirements.
Yes. Please write to our Data Controller named below and we will send a copy within seven working days
WHAT IF MY DATA IS INCORRECT OR INCOMPLETE?
Contact our data protection controller and we will update your record
Note that we need to maintain records of information as it was at the time of the advice or the transaction taking place.
If advice has been given and or a transaction started we will not be able to delete your data, because of our obligation to maintain records. And to meet our regulatory requirements.
A Brindley
Top 10 Finance Ltd
Rex House
4-12 Regent Street
London SW1Y 4PE email info@target-capital.co.uk